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Banking Awareness for IBPS PO/Clerk Main/ESIC/SEBI(October 20, 2018)

3 weeks ago 0 comments

Dear Aspirants,
In very banking examinations, Banking Awareness section plays a pivotal role in scoring good marks in the section. It is very relevant for all the examinations. So, we at Bsc4success are providing important Banking Awareness MCQs on the daily basis, which will certainly aid your preparation. Make most of it.

1. A trading practice in which a company sells an unused asset to another company while agreeing to buy back the same asset for about the same price is referred to as
1) reverse-tripping
2) substitution
3) cross-tripping
4) pseudo-selling
5) round-tripping

2. The RBI has specified certain regulatory trigger points as part of the prompt corrective action (PCA) framework. One of them is RoA which stands for
1) Rationalisation of Assets
2) Restructuring of Assets
3) Return on Assets
4) Reason of Acquisition
5) Return on Acquisitions

3. What is the term used for the practice of buying or selling of a security by someone who has access to material nonpublic information about the security?
1) Privilege trading
2) Internal trading
3) Insider trading
4) Hot trading
5) White trading

4.  A severe and prolonged recession is referred to as which of the following? A recession is a situation of declining economic activity.
1) Stagflation
2) Depression
3) Hyperinflation
4) Depreciation
5) Seigniorage

5. A corporate or an individual borrower who despite having the capability to repay money does not cough up money is termed as
1) staunch defaulter
2) bad borrower
3) rounder tripper
4) wilful defaulter
5) white defaulter

6. The Bharat Bill Payment System (BBPS) is a one-stop payment platform for all bills. The BBPS transaction cannot be initiated through which of the following payment channels?
1) Mobile Wallets
2) Mobile Banking
3) Internet Banking
4) Point of Sale (POS)
5) None of these

7. Which of the following risks is associated with failure of internal process of a bank or business organisation?
1) Credit risk
2) Operational risk
3) Procedural risk
4) Settlement risk
5) None of these

8. RBI takes “Prompt Corrective Action” when a bank is faced which of the following?
1) Market Risk
2) Credit Risk
3) Liquidity Risk
4) Low Capital Adequacy
5) None of these

9.  “Let’s make money simple” is the tagline of
1) RBL Bank
2) IndusInd Bank
3) Lakshmi Vilas Bank
4) Kotak Mahindra Bank
5) South Indian Bank

10. India‘s first ever insurance cover for individual victims of cyber crime was launched by
1) ICICI Prudential Life
2) Bharti AXA General Insurance
3) Tata AIG General
4) Bajaj Allianz
5) None of these


  1. 5
  2. 3
  3. 3
  4. 2
  5. 4
  6. 5
  7. 2
  8. 4
  9. 4
  10. 4


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