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Banking Awareness MCQs for IBPS PO/Clerk Main/ESIC(October 18, 2018)

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Dear Aspirants,
In very banking examinations, Banking Awareness section plays a pivotal role in scoring good marks in the section. It is very relevant for all the examinations. So, we at Bsc4success are providing important Banking Awareness MCQs on the daily basis, which will certainly aid your preparation. Make most of it.

1. Which of the following is NOT a negotiable instrument?
1) National Savings Certificate
2) Promissory note
3) Bill of exchange
4) Demand draft
5) Cheque

2. Yes Bank has recently established a Medium Term Note (MTN) programme to raise USD 1 bn by issuing debt securities. What is the tagline of Yes Bank?

1) A Premier Public Sector Bank
2) A Friend You Can Bank On
3) Where Service Is A Way Of Life
4) Experience Our Expertise
5) Where India Banks

3. What does M stand for in the term CAMELS?
1)Maintenance
2) Management
3) Misappropriation
4) Money
5) None of these

4. The ‘Ease of Doing Business’ report is compiled by which of the following international organisations which ranks 190 economies annually? India has been ranked 100 in the latest report.
1) IMF
2) World Bank
3) UN

4) ADB
5) None of these

5. Regional Rural Banks (RRBs) were set up in 1975 to create an alternative channel to the cooperative credit structure. What is the share structure of the central govt, the state govts and the sponsor banks respectively in the RRBs as of now?
1) 40 per cent, 15 per cent and 45 per cent
2) 40 per cent, 20 per cent and 40 per cent
3) 45 per cent, 15 per cent and 40 per cent
4) 50 per cent, 15 per cent and 35 per cent
5) None of these

6. A term loan is supposed to be a Non-Performing Asset (NPA) if interest and/or installment of principal remains overdue for a period of more than
1) 30 days
2) 60 days
3) 90 days
4) 120 days
5) None of these

7. The Headquarters of ICRA is in ________ .
1) Pune
2) 
Mumbai
3) New Delhi
4)  Gurugram
5) Bengaluru

8. Which of the following is High Powered Money, also known as Monetary Base?
1) M0 
2) M1
3) M2
4) M3
5) None of these

9. Which of the following PSBs merged with Capital First Ltd in a share swap deal?
1) Federal Bank
2) IndusInd Bank
3) IDFC Bank Ltd
4) Kotak Mahindra Bank
5) HDFC Bank

10. LEI is a global reference number that uniquely identifies every legal entity or structure that is party to a financial transaction, in any jurisdiction. How many digits LEI contains?
1) 20-digit
2) 10-digit
3) 16-digit
4) 15-digit
5) 12-digit 

Answers:

  1. 1
  2. 4
  3. 2
  4. 2
  5. 4
  6. 3
  7. 4
  8. 1
  9. 3
  10. 5

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