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Important Vocabs for Competitive Exams(August 10, 2018)

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Dear Aspirants,

Continuing our best effort, we at Bsc4Success come up with a new initiative, which will not only boost your preparation for the Upcoming Examinations but also helps you in making your Vocabulary strong, christened as “Exclusive Important Vocabs for Competitive Exams”. This new initiative is launched to take care of Our Aspirants preparation so that they can perform well in English section as well.

A welcome retreat

The Centre wisely withdraws the FRDI Bill; but the issues it sought to address remain

In just under 12 months since its introduction in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear acknowledgement by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the fiercest (showing a heartfelt and powerful intensity) criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor apprehends (anticipates with uneasiness or fear) that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake (join in) in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make strenuous (using great effort or exertion) efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway (to make progress or get closer to achieving something). Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation (a political, religious, or social system) to cope with large financial corporations on the verge (edge or border) of going bust cannot be overstated, especially given the contagion (the spreading of a harmful idea or theory) risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an opportunity by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review ought to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to strengthen the Deposit Insurance and Credit Guarantee Corporation. Set up in the early 1960s in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly (something that deviates from what is standard, normal, or expected) must be addressed, especially at a time when several state-run public sector banks have been roiled (to cause to be in a state of disorder) by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered (in a very difficult situation) banking system would undoubtedly be very welcome.

Source – The Hindu

1. Fierce (Adjective) – Showing a heartfelt and powerful intensity (कट्टर)

Synonyms – Angry, Bold, Brutal, Cutthroat, Dangerous, Ferocious, Fiery, Furious, Intense, Stormy, Strong, Terrible, Vehement, Vicious

Antonyms – Apathetic, Dull, Mild, Tame, Meek, Peaceful, Tender

2. Apprehend (Verb) – To anticipate something with uneasiness or fear (आशंका)

Synonyms – Comprehend, Conceive, Fathom, Grasp, Perceive, Realize, Recognize, Sense

Antonyms – Misinterpret, Misunderstand, Neglect, Overlook

3. Partake (Verb) – Join in (हिस्सा लेना)

Synonyms – Devour, Engage, Ingest, Participate, Take part

Antonyms – Abstain, Shun, Starve, Refrain

4. Strenuous (Adjective) – Using great effort or exertion (ज़ोरदार)

Synonyms – Aggressive, Resolute, Spirited, Vigorous, Ardent, Dynamic, Eager, Strong

Antonyms – Lethargic, Weak, Apathetic, Effortless, Enervated, Facile, Unenthusiastic

5. Headway (Noun) – To make progress or get closer to achieving something (प्रगति)

Synonyms – Progress, Improvement, Progression

Antonyms – Blockage, Hindrance, Stoppage

6. Dispensation (Noun) – A political, religious, or social system (व्यवस्था)

Synonyms – Management, Administration, Direction, Plan, Regulation, Scheme, Stewardship, System

Antonyms – Disorganization, Denial, Veto

7. Verge (Noun) – Edge or border (किनारा)

Synonyms – Brink, Fringe, Threshold, Boundary, Brim, Hem, Rim, Selvage, Skirt

Antonyms – Center, Inside, Interior, Middle

8. Contagion (Noun) – The spreading of a harmful idea or theory (संसर्ग)

9. Anomaly (Noun) – Something that deviates from what is standard, normal, or expected (असंगति)

Synonyms – Aberration, Abnormality, Deviation, Inconsistency, Irregularity, Oddity, Eccentricity, Incongruity, Peculiarity

Antonyms – Conformity, Normality, Regularity, Sameness, Standard

 10. Roil (Verb) – To cause to be in a state of disorder (उत्तेजित)

Synonyms – Disturb, Rile, Agitate, Annoy, Bother, Displease, Disquiet, Vex, Stir up

Antonyms – Aid, Calm, Help, Please, Soothe

11. Beleaguer (Adjective) – In a very difficult situation (परेशान)

Synonyms – Annoy, Bedevil, Beset, Plague, Badger, Blockade, Bother, Gnaw, Nag, Persecute, Pester, Storm, Tease, Vex, Siege

Antonyms – Aid, Please, Assist, Help, Soothe

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