Banking Awareness for RRB Main

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Banking Awareness for RRB Main

1.What does E stands for in SARFAESI ACT?

  1. Exchange
  2. Enforcement
  3.  Equity
  4.  Effective
  5. Encroachment

2. The stance of RBI monetary policy is

  1. Inflation control with adequate liquidity for growth
  2. Improving credit quality of the Banks
  3. Strengthening credit delivery mechanism
  4. All of the above
  5. None of these

3. Pre-shipment finance is provided by the banks only to  _____.

  1. Credit card holders
  2. Students aspiring for further studies
  3. Brokers in equity market
  4. Exporters
  5. None of these

4. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this referred as ______.

  1. Subsidy
  2. Interest Waiver
  3. Re-phasing
  4. Moratorium
  5. None of these

5. When a person opens an account in a bank, the bank is a ………. Towards the person.

  1. Creditor
  2. Debtor
  3. Agent
  4. Borrower
  5. None of these

6. Concept of Tobin Tax is associated with which field?

  1. Foreign Exchange Transactions
  2. Share Trading
  3. Commodity Trading
  4. Bullion Trading
  5. None of these

7. Which act pertains to effectively dealing with the problem of non- performing assets (NPAs) in Indian Banking ?

  1. RBI ACT
  2. Banking and Regulation Act
  3. SARFAESI Act
  4. Banking Ombudsman
  5. None of these

 

 

Answers:

  1. 2
  2. 4
  3. 4
  4. 4
  5. 2
  6. 1
  7. 3

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